The rules for using FundLuma.
Last updated October 28, 2026.
FundLuma provides information about funding opportunities from third-party sources, plus tools to track them and prepare applications. We do not guarantee that any organization is eligible for, or will receive, any funding, and we are not a law, tax or accounting firm. Always confirm details and deadlines with the funder. Information may be incomplete or out of date, and AI-generated content (Luma, Document Studio and web search) can contain mistakes.
You must provide accurate information, keep your password secure and be responsible for what happens under your account. You must be at least 18 or have authority to act for your organization. Creating accounts or signing in by automated means is not allowed.
Do not misuse the service: no attempts to break or overload it, scrape it in bulk, resell its data, or use it to send spam or unlawful content. We may suspend accounts that do.
Luma Watch is a monthly subscription, billed in advance by card through Stripe at the price shown when you subscribe. It renews automatically each month until you cancel. You can cancel at any time from your account in one click; you keep access until the end of the period you have paid for and are not charged again. The price shown at sign-up is the price you pay while your membership stays active. Founding members, meaning those who subscribe before we raise the price for new members, keep their monthly price for as long as their membership stays active, even after the price goes up for new members. A membership that is cancelled and later restarted is charged at the price then offered. Usage limits that apply to Luma messages and Document Studio drafts are shown on the Luma Watch page. Fees already paid are not refundable except where the law requires or where we say otherwise; if something went wrong, contact us and we will make it right where we reasonably can.
Playbooks are digital products for your own organization's use; you may not share or resell them. Website design and the Start a Nonprofit packages are one-time paid services, and bookkeeping is a monthly service. The Start a Nonprofit packages are document preparation and guidance, not legal advice, and we are not a law firm; government filing fees are paid by you directly, and the IRS and your state, not FundLuma, decide whether to approve an application. Grant Support reviews are one-time purchases that include one review and one re-review of a revised draft. Each review is prepared with software assistance and finalized by a member of the FundLuma Grant team. Reviews are not a funding decision and do not guarantee eligibility or an award. Luma Watch members receive 15% off the review price at checkout. Annual compliance plans are yearly subscriptions that renew automatically each year until you cancel; they cover document preparation and filing support, not legal or tax advice, and government fees are paid by you directly. Each service is delivered under a written scope we confirm with you before work begins. Prices are shown on the relevant page and are charged through Stripe.
You own what you upload and create. You give us permission to store and process it to provide the service. You are responsible for having the right to use anything you upload.
Links to funders' pages and other sites are provided for your convenience. We do not control those sites and are not responsible for their content or decisions.
Participation in the referral program is governed by the terms on the affiliate page.
The service is provided "as is" and "as available". To the fullest extent the law allows, FundLuma is not liable for indirect or consequential losses, lost funding or lost opportunities, and our total liability for any claim is limited to the amount you paid us in the 12 months before the claim.
We may update these terms; the date above shows the latest version, and continued use means you accept the update. For questions, contact us.