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Can a church get grants? What to know

How churches and faith-based groups qualify for grants, which funders say yes, and what to set up first.

Churches do receive grants, but the money usually pays for community programs rather than worship. Knowing that difference up front makes your search much shorter.

What funders are happy to support

  • Food pantries, meals and clothing closets
  • Tutoring, youth programs and after-school care
  • Counseling, recovery and support groups
  • Housing help, utility assistance and disaster relief
  • Building repairs for spaces used by the community (some funders)

What most grants will not pay for

Worship services, religious teaching, evangelism and general operating costs of the congregation are usually outside what a grant can cover. Federal programs are firm about this. Many private foundations also fund only secular programs, though some fund faith-based work, so read each funder's guidelines.

Set up the basics first

  1. Know your tax status. Churches are generally exempt automatically, but funders may still want a letter. An IRS determination letter is voluntary for a church.
  2. Consider an outreach arm. Some churches run their community programs through a separate 501(c)(3). It keeps program money and records clean, and some funders prefer it.
  3. Get your numbers in order. A simple budget for the program, a board or leadership list, and a short description of who you serve.
  4. Register if you aim for federal funds. See our guide on SAM.gov and Grants.gov registration.

Where to look

Start with your community foundation, local businesses, denominational and association funds, and your city or county. FundLuma's free grant search is built for nonprofits and churches, so you can filter by what you do and where you are.

General information, not legal or tax advice. Rules differ by funder and program. Talk with an accountant or attorney about your own status.

Common questions

Can a church apply for grants?

Yes, but many grants are for programs, not worship. Funders commonly support a church's community work such as food pantries, tutoring, counseling, youth programs and disaster relief. Read each listing to see whether faith-based applicants are eligible.

Does a church need a 501(c)(3) letter?

Churches are generally treated as tax-exempt without applying to the IRS, but many funders still ask for proof. A church can request an IRS determination letter, or run its outreach through a separate nonprofit. Ask your accountant or attorney which fits you.

Can federal grant money pay for worship or ministry?

No. Federal rules do not allow direct federal funds to pay for worship, religious instruction or efforts to convert people. Faith-based groups can run funded social service programs that are open to everyone. Check each program's rules.

Search grants for churches →

General information reviewed October 2026. Not legal, tax or accounting advice.